Secure Your Family's Future,
Even When You're No Longer Around

Finex & Co has a wide range of wealth succession products that has become the leading system in the estate planning industry in Malaysia.

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Estate Planning Services

We represent individuals, We perform services

Smart Conventional Will Writing

Smart Conventional Will Writing is a legal document you draw up to declare your wishes for your loved ones as to how you want your assets to be distributed after you passed on.

I-Care Personal Trust

i-Care Personal Trust ensures that your wealth is being managed in a professional way when you required long-term care eg. disabilities, coma, critical illnesses etc.

10X Family Trust

10X Family Trust are designed to protect our assets and benefit members of our family beyond our lifetime. For example, to protect a family home from the potential failure of a business venture.

A Business Succession Trust is set up when the assets and property of a business corporation are entrusted to an appointed trustee. The trustees will manage the operation and assets of the business, not for their own profit, but for the profit of the beneficiaries.

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Islamic Wasiat & Hibah

Islamic Wasiat ensures assets distributions aligns with Shariah principles through a legally compliant will, following Islamic inheritance laws (Faraid). Hibah allows lifetime gifting of assets to chosen beneficiaries, ensuring your intentions are fulfilled without disputes.

What is a Trust?

A trust is a legal arrangement where you appoint a trustee to manage your assets according to your instructions for
the benefit of your loved ones or even yourself.

It is often used to:
• Ensure your children receive their inheritance in a secure and structured way.
• Protect family assets from legal disputes or business risks.
• Provide financial support if you become seriously ill or incapacitated.

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Our Trust Solutions

01INSURANCE TRUST

For clients with life insurance policies. Ensure the payout from your insurance is protected, controlled, and distributed properly—even if your children are still young or your loved ones are not financially savvy.

• Creditor-proof

• Fast claim distribution

• Professional trustee management

02FAMILY TRUST (VIA TESTAMENTARY TRUST)

For clients with young children, special needs dependents, or complex family situations.

A Testamentary Trust is created through your Will and only comes into effect after death. It helps ensure your wealth is used the way you intended—for example, to fund your children’s education or healthcare, managed by a trustee you trust.

• Protection for vulnerable beneficiaries

• Prevents misuse or early spending

• Can delay inheritance till a suitable age

I-Care Personal Trust

For those planning ahead for health challenges such as disabilities, coma, or critical illnesses. Appoint a trustee to manage your wealth and care arrangements if you’re unable to do so yourself.

• For long-term care and medical crisis

• Ensure dignity and financial stability

• Peace of mind for your family

10X Family Trust

Protect your legacy beyond your lifetime. Perfect for clients who want to pass on family wealth securely—while shielding it from risks like business failures or family disputes.

• Safeguard assets like family homes

• Prevent family conflict

• Benefit multiple generations

Business Succession Trust

A powerful tool for business owners. Entrust your company’s shares and operations to a professional trustee, ensuring business continuity and your family’s financial security.

• Clear plan for ownership transition

• Reduce risks of family disputes

• Protect business value during emergencies