Many people believe that writing a Will on their own and simply letting their children manage everything later is good enough. After all, it seems like a straightforward matter—just state who gets what, and it’s done. But what many don’t realize is that this approach can come with serious legal and emotional consequences, especially in today’s complex family dynamics.

 

The Hidden Risk: Pressure and Unfair Influence

 

Unfortunately, there are cases where children—knowingly or unknowingly—pressure their parents into signing a Will that favours only themselves. In more extreme situations, some may even threaten or emotionally manipulate their aging parents, creating an environment of fear and stress.

 

Legally, if it can be proven that a Will was made under duress or undue influence, the document can be challenged in court. And when that happens, it opens the door to conflict among family members, frozen assets, and long, painful legal battles. In the end, the estate may not be distributed as the testator intended—and no one benefits.

 

A Professional Will Reflects Your True Wishes

 

This is why I always advise clients: Don’t wait until it’s too late. While you are still healthy and of sound mind, take the time to work with a professional estate planner. A properly drafted Will ensures that:

 

• Your assets are distributed according to your true intentions,
• The risk of external influence is minimized,
• And your family avoids unnecessary disputes and legal complications.

 

An estate planner doesn’t just collect documents—they protect your wishes, guide you through legal technicalities, and ensure everything is valid and enforceable under the law.

 

My View: Peace of Mind Comes from Proper Planning

 

In my opinion, a Will is more than just a piece of paper—it is a final expression of your love and responsibility to your family. Taking shortcuts or leaving it to chance may seem convenient now, but it could result in heartbreak and regret for your loved ones later on.

So, don’t leave such an important matter in uncertainty. Plan early, plan properly, and most importantly, plan with guidance. That’s the best way to protect not only your legacy—but your family’s future too.

 

If you’re unsure where to begin, I’m here to help. Let’s make sure your wishes are honoured—clearly, legally, and without question.

 

For further details, you may make an appointment with our legal advisor here:

 

https://calendly.com/finex-and-co-legacy-advisory/tea-talk-with-legal-expert

自己写遗嘱？看起来简单，其实隐藏很大风险！

 

很多人觉得，写遗嘱这件事自己动手就好，到时候让孩子们去处理就行了。看起来好像没什么大不了的事——写清楚谁分什么就搞定了。但其实，在现实生活中，这样的做法可能带来非常严重的后果，尤其是当家庭关系比较复杂时。

 

隐藏的风险：子女施压与不当干预

 

我们见过不少案例，有些孩子会在父母年老体弱时，对父母施压，要求父母签署对自己有利的遗嘱。更极端的情况，甚至会用语言或情感威胁父母，让老人感到害怕、焦虑，心理压力巨大。

 

从法律角度来说，如果一份遗嘱是在胁迫、不当干预或有失公平的情况下订立，那么它是可以被挑战甚至被推翻的。一旦发生这种事，家庭成员之间会因此发生争执，遗产被冻结，官司缠身，最后可能谁都拿不到东西，让原本简单的分配变得一团乱。

 

专业立遗嘱，才是保护你的真正方式

 

所以，我始终建议客户：不要等到事情发生了才想处理遗嘱。趁现在你身体健康、头脑清晰，应该主动找一位专业的资产规划师来协助你。

一个合法、清晰的专业遗嘱可以确保：

• 你的资产会按照你的真实意愿分配，
• 避免受到外部影响或操控，
• 并最大程度减少家人之间的争议与法律纠纷。

专业人士不仅帮你准备文件，更是站在你立场，保护你的决定，确保一切符合法律程序、具备法律效力。

 

我的观点：真正的安心来自于正确的规划

 

在我看来，遗嘱不只是一份文件，它更是你对家人的一份责任与爱。如果现在选择了轻松、随意的方式，将来可能会给你的家人带来无尽的麻烦与遗憾。

 

所以，请不要掉以轻心。尽早规划、正确规划，并在专业指导下完成规划，才是对家人真正的保障。