很多人来找我做资产规划时都会讲： “我有写遗嘱啦，不过我不打算跟家人讲，等我走了他们自然会看到咯。” 听起来很合理对不对？ 可是你有没有想过——如果没人知道你写了遗嘱，没人知道放在哪里，到时候根本找不到，那就等于白写。 我就真的处理过一个案件。 客户的太太有立遗嘱，内容写得很清楚，签名、见证也符合规定。可是，她没有告诉老公遗嘱在哪里。 她一走，丈夫找遍整间屋子， 问完亲戚朋友，保险箱也开了——找不到。 没有原件，没有副本，什么都没有。 最后只好照《1958年分配法令》来分财产， 她本来想留给妈妈的一间屋子，也留不成了。 你看，结果是怎样？ 🔹 时间被拖长 🔹 多付一大笔律师费 🔹 家人之间还因为财产分配起了误会和不开心 所以我讲，写遗嘱，不是写给自己安心的， 而是你要确保真正发生事情时，家人找得到、用得上。 家人不需要知道你写了什么内容， 但一定要知道这三样东西： 1️⃣ 你已经写了遗嘱 2️⃣ 遗嘱放在哪里 3️⃣ 如果真的发生事，要找谁来处理 你可以把遗嘱交给律师、资产规划公司，或者放在自己家里的保险箱，但至少要留一个提示，写一封说明信，告诉人家怎么找。 一句话总结：遗嘱不是写了就好，是找得到，才有用。

In estate planning, I often hear clients say: “Yes, I’ve written my Will — but I don’t want to tell my family yet. They’ll find it when the time comes.” While this concern is understandable — especially when people want to avoid premature discussions or potential family tension — from a professional standpoint, not communicating...

The Myth of “One and Done” When most people write a will, they do it with good intentions—and a sense of relief. It feels like a box checked, a task completed. Something responsible adults do, especially after having kids. But here’s the truth that rarely gets said: writing a will isn’t a one-time task. It’s...

Many people believe that writing a Will on their own and simply letting their children manage everything later is good enough. After all, it seems like a straightforward matter—just state who gets what, and it’s done. But what many don’t realize is that this approach can come with serious legal and emotional consequences, especially in...

Warren Buffett just shared something important in his latest letter to shareholders – he talks about his Will with his children before signing it. This is very different from what most Asian parents do. Many don’t tell their kids about their Will, thinking it will cause family fights or bad luck. Some believe if they...

When I first read Die with Zero by Bill Perkins, it challenged everything I believed about money. Instead of saving endlessly, he suggests spending wisely while we’re alive to enjoy life, rather than leaving behind unused wealth. At first, it sounded reckless—shouldn’t we save for the future? But then I realized: enjoying life and smart...