Many people believe that once they’ve written a will, they can check it off the list and never look back. But here’s the truth: a will isn’t a one-time document. Life changes—and your will should change with it. That’s why we’re here to walk you through real-life scenarios where updating your will isn’t just a...

In our previous article “What Really Happens to a Joint Account When One Holder Passes Away?” , we explained how banks in Malaysia handle joint accounts when one of the account holders dies. Most banks will release the remaining balance to the surviving joint holder, provided the survivor signs an indemnity form. Once payment is...

In Malaysia, joint bank accounts are very common. They are often opened by spouses, parents and children, or even friends. However, when one of the account holders passes away, many people are unsure what happens to the money inside the account. A common assumption is that the surviving joint holder automatically becomes the sole owner...

A few weeks ago, I stumbled across the 38 Letters of John D. Rockefeller to His Son. These weren’t ordinary letters. They were filled with advice, reflections, and values that one of the world’s wealthiest men wanted to pass down to his child.   As I read through them, I couldn’t help but imagine what...

The other day, I watched a little boy tell his mother with sparkling eyes, “When I grow up, I want to be rich!” His mother smiled and asked, “And how will you do that?” The boy shrugged, “Easy. I’ll get your money when you’re gone.” It was an innocent remark, but it made me stop...

Many Malaysians tend to put off writing their will. It’s not a lack of care, but usually uncertainty about how to begin or worry about making mistakes. A will is a legal document as an act of love and responsibility. It’s about making sure the people who matter most are protected and cared for, even...