Insurance & EPFJune 23, 2025by William WongIs EPF Really Protected from Debt? That’s Only Half the Truth.
As an estate planner, I’ve often heard this statement from clients: “EPF money is protected. The government says creditors can’t touch it.” At first glance, this is not wrong—at least according to the law. But what many don’t realize is that this belief only holds true under very specific conditions, and one overlooked detail can...