Protecting your family’s future often starts with a will. But in reality, what happens after you’re gone can get complicated, especially when it comes to how your assets are managed and when your loved ones can access them. Many Malaysians today are exploring options like testamentary trusts in Malaysia, often wondering how they differ from...

A Coffee Chat That Changed My Perspective   Not long ago, I sat down with my old friend Mr. Tan at a café in Damansara. Over a hot cup of kopi, he confided something that many parents secretly worry about:   “What will happen to my children’s education if I’m not around one day?”  ...

Setting up a trust in Malaysia is one of the smartest ways to protect your assets and secure your family’s future. Many Malaysians worry about how to safeguard their wealth for the next generation or ensure their loved ones are provided for in case of unexpected events. If you’re unsure how to set up a...

This is a life change no one wants to go through. One moment you were raising a family together, the next — you’re on your own. No warning. No time to prepare. Sometimes, not even a final goodbye. You’ve become a single parent overnight. And before your tears have even dried, you’re already faced with...

By the time most people talk to me about insurance, they’ve already made a decision: they’ve bought a policy, they’ve named someone as a beneficiary, and they feel relieved. Done and dusted. But here’s what I always ask: “If something happened to you tomorrow, are you confident the money will be used the way you...